Can I Transfer Money From My PaychekPlus Card to My Bank Account?

Can I Transfer Money From My PaychekPlus Card to My Bank Account?

It is not possible to make a direct transfer of money from a PaychekPlus card to a bank account. However, there are a few indirect ways you can transfer money from the PaychekPlus card to your bank account. You can transfer money to a PayPal account, withdraw cash from the PaychekPlus card and then deposit the money into your bank account.

Key Takeaways

  • A PaychekPlus Card is a type of prepaid card where the employees can receive their wages
  • With PaychekPlus, you will be able to withdraw money from ATMs, make payments, pay bills, etc.
  • You can direct deposit your wages to the PaychekPlus card  
  • You don’t need a bank account to get the PaychekPlus card
  • The PaychekPlus card holder will enjoy surcharge-free Allpoint® ATM access

What is a PaychekPlus Card?

PaychekPlus card is a type of payroll prepaid card that allows you to get your payment direct to the card account. It is similar to a debit card but the difference is, that this card will be loaded with an employee’s wages on payday. PaychekPlus cards will be a great alternative option for employees who don’t have a bank account to receive their wages. So, instead of receiving a paycheck, the employee can take his wages direct to the PaychekPlus card. Then he can use this card as a prepaid debit card to make payments, withdraw cash from the ATM, shop from the store, pay the bill, and many more.

Key Features of PaychekPlus Card

  • With the PaychekPlus card, you will have immediate access to your wages
  • There are no check cashing fees available, so you can save money
  • You can use this card anywhere PIN debit cards are accepted
  • You will get a free text alert which is very convenient
  • The PaychekPlus card holder will enjoy surcharge-free Allpoint® ATM access
  • There won’t be any credit check to get this card
  • No minimum balance requirement
  • There are no additional fees for setting up the direct deposit
Key Features of PaychekPlus Card

Cardholder Fees of PaychekPlus Card

Fees Per CardAmount
Purchases PIN and Signature (Domestic)Free
International Purchases PIN and Signature$1.00
Purchase Decline Fee (Domestic & International)$0.50
ATM Withdrawal (Domestic)$1.75
ATM Balance Inquiry Fee$0.50
ATM Decline Fee (NSF)$0.50
International ATM Withdrawal Fee$3.50
International ATM Balance Inquiry Fee$1.00
International ATM Decline Fee (NSF)$1.00
Over the Counter Cash Advance$5.00
ACH Transfer to Bank Account$1.50
Website Account AccessFree
IVR Account Access$0.50
Live Agent Customer ServiceFree
First upgrade from Instant Issue to Personalized cardFree
Card Replacement$5.00
Negative Balance Fee$0.00
Inactivity Fee (Monthly after 6 months of no financial activity)$2.95
Online StatementsFree
Paper Statements (Mailed) – Optional to Cardholder$1.50
Text AlertsFree
Post Office Money OrderFree + USPS Fee

How to Transfer Money from PaychekPlus Card to a Bank Account

Unfortunately, there are no direct ways available to transfer money from a PaychekPlus card to a bank account. However, there are some indirect ways you can transfer money from the PaychekPlus card to a bank account. One simple way is to withdraw cash from the ATM using the PaychekPlus card and then deposit the money into your bank account. You should visit the nearest ATM and withdraw money from your PaychekPlus card account. Then, you should visit your bank branch and deposit the money into your bank account. Another simple way is to add your PaychekPlus card to your PayPal account and then transfer the balance to your PayPal account. Adding a PaychekPlus card is similar to adding a credit or debit card to your PayPal account. Once, you add the PaychekPlus card, you will be able to transfer the balance from the PaychekPlus card to your PayPal account. Another way is to buy gift cards using the PaychekPlus card and then sell the gift cards for cash and request to get paid through bank transfer. This way you will be able to transfer money from the PaychekPlus card to your bank account.          

How to Transfer Money from PaychekPlus Card to a Bank Account

How to Activate the PaychekPlus Card

There are two ways you can activate the PaychekPlus card. You can activate the card online from the website or from the mobile app. Let’s check them out below!

Activate the card from the Website

  • First, open a browser on your computer
  • Now visit www.paychekplus.com
  • Then log in to your account using the 16-digit card number on the front of your card
  • Next, follow the instructions to set a 4-digit PIN for your card
  • Finally, click on the finish button to complete the process

Activate the card from the Mobile Phone

  • First, call Activate the card from customer care, the number is on the back of the card
  • Next, type the 16-digit card number that you will find on the front of your card
  • Now follow the prompts and enter your date of birth
  • After that, you have to type the last 4 digits of your Social Security Number
  • Then follow the instructions to set a 4-digit PIN for your card and complete the process

References:

https://www.yepsonline.org/images/documents/QuickReferenceGuide.pdf

https://oa.mo.gov/sites/default/files/Central_Bank_Terms.pdf

Last Updated on September 13, 2022 by Ana S. Sutterfield

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