The Home Depot is a very renowned American multinational company that sells building materials and home improvement products. It is an America-based home improvement Retail Corporation and it sells tools, construction products, appliances, and services at an affordable price. Home Depot also offers credit cards to its customers and the credit card customer service number of Home Depot is 1-800-677-0232. You can call this number 24/7. Using this number, you will be able to make a payment between 6 a.m. and 1 a.m. EST, Monday-Saturday, or on Sunday between 7 a.m. and midnight EST!
Overview of Home Depot Credit Card
Home Depot offers an in-store credit card to its customers and if you have a good credit score then you will be able to apply for a Home Depot credit card. The best part of this credit card is it doesn’t have any annual fees. If you are a new customer and make a purchase of more than $25 then with the credit card you will be able to save $25 to $100 on the first purchase. Other important information about the Home Depot credit card is –
| Cash Advance Fee | N/A |
| Cash Advance APR | N/A |
| Foreign Transaction Fee | N/A |
| Smart Chip | Yes, chip-and-PIN |
| Max Late Fee | $40 |
| Max Over limit Fee | $0 |
| Max Penalty APR | None |
| Grace Period | 25 days |
What is The Home Depot Project Loan?
Home Depot offers a type of personal loan to credit card holders that are known as a Home Depot project loan. It is more like a fixed personal loan than a credit card loan. If you qualify for this type of loan then you can get up to $55,000 for up to 84 months to pay off the debt. The APR of your loan will be based on your loan amount and credit approval. Usually, the Home Depot project loan has four types of APR –
- 66 monthly payments at 7.42% APR
- 78 monthly payments at 12.86% APR
- 90 monthly payments at 16.24% APR
- 114 monthly payments at 19.96% APR
Moreover, the monthly payment depends on your loan amount and it can be –
| Loan Amount | Monthly Payment |
| $1,000 | $20 |
| $5,000 | $100 |
| $10,000 | $200 |
| $25,000 | $500 |
| $35,000 | $700 |
| $55,000 | $1,100 |
How to Make Home Depot Credit Card Payment
Making a Home Depot credit card payment is very simple. There are many ways you can make a Home Depot credit card payment. Now follow the below methods accordingly.
Making a Home Depot Credit Card Payment Online
- First, open a browser on your computer
- Now visit the Home Depot official website
- Login to your Home Depot account using the username and password
- Now click on the menu icon on the top right corner
- A drop-down menu will appear, from the available options select “Make a Payment”
- On the next page, you have to provide the amount that you want to pay
- Then provide your bank account number and the ABA routing number
- Finally, click on the Make Payment button to complete the process
Making a Home Depot Credit Card Payment by Phone
You can also make the Home Depot credit card payment by phone. On the bank of your credit card, you will find a customer care number. You can call at (866) 875-5488 by phone between 6 a.m. and 1 a.m. EST, Monday-Saturday, or on Sunday between 7 a.m. and midnight EST to make the credit card payment. The customer care agent will ask for your credit card number and other information to initiate the credit card payment process.
Making a Home Depot Credit Card Payment Via the Mobile App
- First, install the Home Depot app on your mobile
- Now open the app and log in to your Home Depot account using the username and password
- Then tap on the “More” option at the bottom of the screen
- Now, from the available options, tap on the “Credit Services”
- Then select your credit card
- After that, from the available options, select “Pay and Manage”
- On the next page, you have to provide the amount that you want to pay
- Finally, follow the prompts to complete the payment
Making a Home Depot Credit Card Payment by Mail
You can also make the Home Depot credit card payment through the mail using the return envelope and payment coupon. You will find the payment coupon in your monthly statement. Fill up the coupon with the necessary information and then send the envelope to the below address –
- The Home Depot Consumer Credit Card Payments
- Home Depot Credit Services
- P.O. Box 9001010, Louisville, KY 40290-1010
FAQs about Home Depot Credit Card Phone Number & Details
How do I talk to a real person at Home Depot?
If you want to talk to an officer at Home Depot then you have to call at 1-800-HOME-DEPOT (466-3337).
How can I check my Home Depot credit card balance?
If you have a Home Depot credit card, then there are quite a few ways you can check your credit card balance. You can call the customer care number at 1-800-677-0232 and know the balance of your credit card. On the other hand, you can also know the balance online from the website or the app by logging into your Home Depot account.
What bank Issues the Home Depot credit card?
The Citi bank issues the Home Depot credit card.
Can I pay my Home Depot bill with a debit card?
Yes, you can pay the Home depot bill with a debit card as well as an Apple Pay or bank account which is very convenient.
Is Home Depot a hard card to get?
Home Depot credit card is not a hard card to get. However, when you apply for a Home Depot credit card, Home Depot does a hard pull credit check. Moreover, you will need a credit score of at least 640 to get the card. You should keep in mind that a hard pull credit check will drop 5-10 credit scores.
References:
https://gethuman.com/phone-number/Home-Depot-Credit
https://home-depot.pissedconsumer.com/customer-service.html
Last Updated on August 8, 2022 by Ana S. Sutterfield
