How Do I Make a Cash Deposit on My Capital One 360 Account?

If you have a Capital One 360 account then you can easily make a cash deposit. Some convenient ways of making a cash deposit to a Capital One 360 account are in-store, from a mobile app, from an ATM, online via the website, etc.

Key Takeaways

• The best part of a Capital One 360 account is, it is insured with FDIC for allowable limits
• If you have a Capital One 360 account then with an early paycheck, you will be able to get paid for up to 2 days
• With a Capital One 360 account, you will get access to more than 70,000 fee-free ATMs
• With the Add Cash in Store feature, you will be able to add cash to your checking account at any CVS® location in the USA

Features of Capital One 360 Account

• You can quickly manage your money with the 360 checking account
• There is no minimum balance and monthly fees
• The account is insured with FDIC for allowable limits
• You can check your statements online or with the mobile app
• You can add money offline and online
• With an early paycheck, you will be able to get paid for up to 2 days
• You will be able to add cash to your 360 checking account at any CVS location
• Easily make payments and get cash rewards
• You can send and receive money between family and friends with Zelle
• You will get access to more than 70,000 fee-free ATMs

How to Make a Cash Deposit to Capital One 360 Account

When it comes to making a cash deposit, you won’t find a more convenient option than Capital One 360 account. There are many ways you can add cash to your Capital One 360 account. They are – 

• Add Cash in Store
• Check Deposit with Mobile App      
• Add an External Account 
• Deposit Money from ATM  
• Deposit Money Online via App
• Deposit Money Online via Website

1. Add Cash in Store

• First, download the Capital one app to your smartphone
• Now login to your Capital One account using the username and password
• Next, select the Capital One 360 account that you want to add cash to
• After that select Add Cash in Store
• Now add the amount of cash you want to add
• Then click on the “Generate Barcode” and get your unique barcode
• Next show your barcode to the cashier at CVS and handover the cash
• The cashier will scan your barcode and you will receive an instant in-app confirmation

2. Check Deposit with Mobile App

• Open the Capital One app on your smartphone
• Sign in to your Capital One account using the username and password
• Next, select the Capital One 360 checking or savings account that you want to add cash to
• After that click on the camera icon to open your camera
• Then take a picture of the front of the check
• Next, take the picture of the back of the check
• Make sure you sign the back of the check before taking the image
• Now upload the pictures of the check
• Then add the amount you want to deposit
• Next, add the memo (if required)
• Finally, click on the deposit button to complete the process

3. Add an External Account

• First, open a browser on your computer
• Now visit capitalone.com
• Sign in to your Capital One account using the username and password
• Then, click on the profile picture at the top right of the screen
• Now from the available options, select Settings
• From the settings, select External Accounts and select Add External Account
• After that enter all the required information about the external account
• Finally, click on the Link Account button to complete the process

4. Deposit Money from ATM  

• First, go to the nearest Capital One ATM that accepts check deposit
• Now select Check deposit from the available option
• Then select the Capital One 360 account and enter your account number
• After that submit the check and enter the amount you want to deposit
• After that click on the submit button
• Finally provide the PIN to complete the process

5. Deposit Money Online via App

• First, open the app on your mobile
• Login to your Capital One account using the username and password
• Then click on the Menu bar
• Now from the available options select Add Money
• After that select the Capital One 360 account that which you want to add money
• Then select the credit/debit card
• If no card is added, then add the card and verify it
• Next, enter the amount you want to add
• Finally, click on the Add Money button to complete the process

6. Deposit Money Online via Website

• First, open a browser on your computer
• Now visit the Capital One official website
• Next, log in to your Capital One account using the username and password
• Then click on the Profile icon at the top right corner
• A dropdown menu will appear, from the available options select Cash Deposit
• After that select the Capital One 360 account that which you want to deposit the money

• Then select the credit/debit card
• If no card is added, then add the card and verify it
• Next, enter the amount you want to add
• Finally, click on the Add Money button to complete the process

FAQS about How Do I Make a Cash Deposit on My Capital One 360 Account

What’s Add Cash in Store?

Add cash in Store is an excellent feature of Capital One bank that allows Capital One 360 accountholders to add cash to their checking account at any CVS® location in the USA.

Can I deposit cash into my Capital One 360 account?

Yes, you are allowed to deposit cash into your Capital One 360 account. You will be able to add a deposit of $999 a day and 5 transactions per month. You can use the Capital One mobile app to add a deposit to your Capital One 360 account.

What Capital One ATMs can you deposit cash in?

You are allowed to make a cash deposit at any Capital One ATM, branch, or Café. However, you should keep in mind that you are not allowed to deposit cash at MoneyPass® or Allpoint® ATMs.

Which online banks allow cash deposits?

There are quite a few online banks available that allow cash deposits. Online banks like Ally, Capital One 360, and Discover allow their customers to make a cash deposit to their online accounts.

Where can I cash a Capital One check?

If you have a Capital One check then you can easily cash the check at any Capital One bank branch for free. Unlike other banks, Capital One doesn’t charge any fees for cashing one of its own checks.

References:

https://www.forbes.com/advisor/banking/capital-one-promotions-bonus/
https://wallethub.com/b/capital-one-360-checking-account-1000348b/

Last Updated on November 13, 2022 by Magalie D.