It is not possible to make an online payment without the CVV but there are a few ways you can bypass the CVV to make the payment with only the credit card number. You can use a virtual credit card generator with money, a free virtual credit card, or create a unique virtual credit card to shop online without CVV.
- Every credit card, debit card, or any type of prepaid card has CVV on the back of the card that you will need to use while making a payment or purchasing something online
- CVV is a 3-digit number and you will find it on your VISA, MasterCard, and Discover branded credit and debit cards
- If you want to make a payment on Amazon or Walmart then you don’t have to use the CVV
- There are many websites available from where you can create unique virtual credit cards and use them for online purchases
What is CVV Code?
CVV stands for Card Verification Value and you will find the CVV on your credit card or debit card. Usually, CVV is a 3-digit number and you will find it on your VISA, MasterCard, and Discover branded credit and debit cards. CVV is also available on American Express branded credit or debit cards but in these cards, you will find 4-digit CVV.
CVV is the latest authentication procedure introduced by credit card companies to prevent fraudulent activities for transactions made online or through the internet. So, when you are making an online transaction with your credit card then you have to enter the CVV number and it will ensure that the card is in your hand while you are making the purchase.
How to Bypass CVV Code to Complete Online Transactions
CVV is the very important information about your credit card because it not only prevents fraudulent activities, you won’t be able to complete any transaction without the CVV. However, whether you have to use the CVV while shopping online depends on the merchants. For example, if you want to make a payment on Amazon or Walmart then you don’t have to use the CVV.
So, one excellent way to bypass the CVV code is to use the credit card on a merchant website that doesn’t require the CVV code to process the transaction. Moreover, you can also bypass the CVV code if the card-issuing company allows you to use the credit card without the CVV. Besides, there are three other ways available that you can use to bypass the CVV code online and complete your transaction:
- Use a Virtual Credit Card Generator with Money
- Use Virtual Credit Card for Free Trials
- Create Unique Virtual Credit Card
1. Use a Virtual Credit Card Generator with Money
You will be surprised to know that there are many virtual credit card generators available that provide a virtual credit card with real money. But if you want to use the virtual card to make any payment then you have to ensure that the purchasing amount is not that high.
2. Use Virtual Credit Card for Free Trials
One key reason people want to bypass the CVV code is to get free access to various subscriptions for services like Netflix, Spotify, RDP, etc. You have to use a valid virtual card to get subscriptions for services. Recently, Netflix has introduced OTP verification due to many card fraud activities detected on their server.
3. Create Unique Virtual Credit Card
There are many websites available from where you can create unique virtual credit cards. If you create a unique virtual credit card then you won’t have to worry about bypassing any CVV code. The best part of a virtual card is, that you can recharge these virtual credit cards for further use and online purchases.
Is it Safe to Provide CVV while Shopping Online?
Yes, it is completely safe to provide CVV while shopping online. However, when you are shopping online, you have to choose reputable, well-known websites to avoid spammers. Nowadays almost every shopping websites require CVV and it is a very good thing because it indicates that they are concerned about stopping fraud.
However, if you are shopping in person then you should not provide your CVV details. You should keep in mind that you won’t need CVV while shopping in-store. If you hand over your CVV to someone then you are allowing him/her to steal your details and money.
CVV Codes for Different Credit Cards
There are quite a few types of CVV codes available and the CVV code that you see on the VISA, MasterCard, and Discover are three-digit numbers. However, on the American Express card, the CVV is a four-digit number. You will be surprised to know that each card has two CVV, one printed on the back of the card and the other one is encoded within the magnetic stripe of the card. Card companies use different acronyms for CVV, for example –
- VISA: CVV2
- MasterCard: CVC2
- Discover: CID (Card Identification Number)
- American Express: CID
- Debit cards: CSC (Card Security Code)
Types of CVV Codes
There are three main types of CVV codes available. They are –
CVV1: This type of code provides protection for transactions where the credit card is physically used like the credit card number is typed, the chip is entered, or the magnetic strip is swiped.
CVV2: This type of code is used in situations where the card isn’t used physically. For example, if you are doing online shopping or making online payments then you have to use the CVV2. Moreover, if you are making a payment via a payment gateway then you have to use the CVV2.
iCVV: iCVV is the latest technology and it is also known as Dynamic CVV. Usually, this type of CVV is used in chip cards and for contactless transactions for mobile apps, like Affirm.com. Usually, a dynamic CVV is located on a tiny electronic screen at the back of the card and the code changes every 30 or 60 minutes. This is a very new technology therefore it is not as widely used as CVV1 and CVV2.
FAQs about How to Shop Online with Credit Card Number Only with No CVV
Can I use a credit card online without CVV?
Yes, it is possible to use a credit card online without CVV. However, you have to pick a merchant that can process the transaction without CVV. Amazon and Walmart are two renowned merchants that accept credit cards on their websites without CVV.
Does Amazon pay require CVV?
It is possible to complete the transaction at Amazon Pay without CVV. However, Amazon Pay will charge a slightly higher rate to accept a payment without the CVV. Therefore, people who use Amazon Pay always provide the CVV while making a payment.
Is a CVV number required for online payment?
Yes, in most cases you will need the CVV number to make an online payment. A CVV is a three-digit number and you will find it on the back of your credit card. While making an online payment you have to provide the CVV to complete the transaction.
Can the CVV number be 000?
The credit card processing system won’t accept any payment with 000 CVV because of the high fraud activity with this code. Therefore, the chances are very low that a CVV number might be 000. If your card has 000 CVV then you can request the bank to change your card or the CVV.
Last Updated on November 7, 2022 by Magalie D.
Magalie D. is a Diploma holder in Public Administration & Management from McGill University of Canada. She shares management tips here in MGTBlog when she has nothing to do and gets some free time after working in a multinational company at Toronto.