If you have a Capital One credit card then you have to verify the credit card before you can use it. There are many ways you can verify your credit card. You can verify your credit card by phone, online, or via the Capital One mobile app. If you are wondering what the processes are then check the below information.
Key Takeaways
- If you want to verify your Capital One credit card by phone then you have to provide the 3-digit security code that is printed on the back of the credit card
- In order to verify the Capital One credit card online you must have a Capital One account
- If you have the Capital One mobile app installed on your phone then you can also verify your Capital One credit card from the mobile app
- If there is any external account linked with your Capital One account then you also have to verify the external account
How to Verify Capital One Credit Card
1. Verify Capital One Credit Card by Phone
If you check the back of your credit card then you will see a phone number. Call the phone number to verify your credit card. When you make a call, A Capital One customer agent will receive your call. You have to provide some information to verify your identity like your name, date of birth, social security number, etc. Once the customer agent verifies your identity, you have to provide the 3-digit security code that is printed on the back of the credit card. This is a unique security code and you won’t able to verify your Capital One credit card without it.
2. Verify Capital One Credit Card Online
You can also verify your Capital One credit card online from the Capital One official website. But you will need a Capital One account to verify your credit card online. If you don’t have a Capital One account then you have to register an account first. You will have to provide some personal information like name, date of birth social security number, valid email id, etc. to register an account with Capital One. After registering the account follow the below steps –
- First, open a browser on your computer
- Visit Capital One’s website
- Login to your Capital One account using the username and password
- Now go to the Capital One online card verification page
- Provide the below information:
- Full Name
- Date of birth
- Social Security number
- Next, provide the 3-digit security code
- Finally, click on the Verification button to complete the process
3. Verify Capital One Credit Card via Mobile App
If you have the Capital One app installed on your smartphone then you can also verify your credit card via the mobile app. Here are the details –
- First, open the app on your mobile
- Now login to your Capital One account using the username and password
- Next click on the Menu bar and a drop-down menu will appear
- From the available options click on the “Activate a Credit Card” option
- Then select the card that you want to verify
- After that provide the 3-digit security code that is printed on the back of the card
- Finally, click on the Verification button to complete the process
How to Verify an External Account with Capital One 360
If you link an external account with a Capital One 360 account then you have to verify the external account. Now follow the below steps –
Through Web
- First Visit the Capital One website and Sign in to your Capital One account
- Now from the top right corner, click on your profile
- Then from the available options choose “Account & Feature Settings”
- After that, Scroll down to the “External Accounts” section
- Then select the “Verify account to finish setting up transfers” link
- A dialog box will appear, enter the two deposit amounts and choose verify
Through the Capital One Mobile App
- First, open the app and Sign in to your Capital One account
- Now select the Capital One account that you want to link with an external account
- Next, click on the Transfer icon and then tap in the I Want To… menu
- Then, from the available options tap on “Complete Account Verification”
- A pop-up screen will appear, here you have to enter the two deposit amounts
- Finally, tap on the “Verify” button to complete the process
How to Activate Capital One Credit Card?
Activating a Capital One debit card is quite similar to activating a Capital One credit card. Follow the below steps –
- First, sign in to your Capital One account from the Capital One app
- Now choose the account that is linked to your debit card
- Then select the debit card that you want to activate
- After that, tap on the “Activate My Card” option
- Next, you have to type the expiration date of the card
- Then you have to provide a PIN
- In the next step, you have to retype the PIN to verify it
- Finally, you have to tap on the “Activate Card” to complete the process
FAQs about How to Verify Capital One Credit Card
Do you need money to open a bank account at Capital One?
No, you won’t need any money to open a bank account at Capital One. Opening a bank account at Capital One is completely free. Moreover, there are also no fees to open Capital One 360 Checking account.
How does Capital One verify your identity?
The answer to this question depends on how you are trying to verify your identity. If you are using the Capital One app then you can easily use mobile app verification to verify your identity. On the other hand, if you are trying to verify your identity on the website then you have to provide your full name, date of birth, and Social Security Number to verify your identity.
How long does it take for Capital One to verify documents?
Depending on the application type, it might take 7 – 10 business days for capital One to verify documents.
How long does it take to get a Capital One card after verifying identity?
Once you complete the verification process, it might take 10-12 business days to get your Capital One card.
What number do you call to activate a Capital One credit card?
If you want to verify and activate your Capital One credit card by phone then you have to call 800-227-4825 and follow the instructions.
How do I set up my Capital One credit card online?
In order to set up your capital one card, you have to download the Capital One app on your smartphone and you will need a Capital One account. You have to log in to your capital One account on the Capital One app and then you will be able to activate your credit card.\
References:
https://mydata.capitalone.com/sign-in/verification
https://verified.capitalone.com/auth/signin
Last Updated on November 13, 2022 by Magalie D.
Magalie D. is a Diploma holder in Public Administration & Management from McGill University of Canada. She shares management tips here in MGTBlog when she has nothing to do and gets some free time after working in a multinational company at Toronto.
